Top 10 Personal Loan App in India, Names

Top 10 Personal Loan App in India | Names: It is possible to avail of an instant loan for self-employed people. Personal loan applications provide safe and hassle-free rapid cash loans in India. Money lending apps in India have become popular and offerings range from customized loans, low-interest rate loans, and online credit cards to a simple application process. In this article, we discuss the top 10 personal loan app in India.

Eligibility for Personal Loans

  • The age should be 18 years and above can be eligible.
  • Income tax must be submitted.
  • Proof of business ownership and continuity.
  • Six months of Bank statements.
  • Office address proof.

Top 10 Personal Loan App in India


PaySense is one of the best personal loan apps for self-employed individuals for instant loans. Sayali Karanjkar and Prashanth Ranganathan were the founders of PaySense in Mumbai. Verify the eligibility of the loan and upload the required documents. PaySense offers an EMI calculator to help you calculate the EMI you pay every month. It started in the year 2015. The interest rate of the loan app is from 16% to 36% on a reducing balance basis.

Minimum Loan: 5000/-

Maximum Loan: Five Lakh

Interest Rate: 16% to 36%


Nira is an excellent money-lending app. If you qualify you will be issued a credit line of one lakh and you may withdraw up to 5000 or more whenever you need the money and again pay back in 3 months to 24 months in convenient payments.

Minimum Loan: 5000/-

Maximum Loan: One Lakh

Interest Rate: 24% to 36%


Kreditbee could be a mobile app that gives quick personal loans to young professionals. The loan application and approval method are entirely online. The payout is finished in 15 minutes and therefore the funds are promptly transferred to your checking account.

Minimum Loan: 1000/-

Maximum Loan: One Lakh

Interest Rate: 22% to 36%

Money View

If people want a large amount of money for an emergency this is definitely the greatest loan app. The people allow you to borrow from ten thousand to five lakh over a period of 3 months to five years.

Minimum Loan: 10000/-

Maximum Loan: Five Lakh

Interest Rate: 16% to 24%

Loan Tap

Loan Tap is one of the most popular personal loan apps and the motto is bringing dreams to life and providing customers with personalized loans. There are several loans like two-wheeler loans, housing loans, flexible personal loans, and reduced-payment loans.

Minimum Loan: 25000/-

Maximum Loan: Ten Lakh

Interest Rate: 16% to 26%


RupeeLend is a digital finance firm that offers its customers short-term financing. It operates across the majority of India’s main cities. The software employs a novel form of loan disbursement that is easy, and rapid and eliminates unnecessary paperwork and meetings through phone calls. It makes loans available to new customers within two hours and to returning customers within ten minutes.

Minimum Loan: 10000/-

Maximum Loan: One Lakh

Interest Rate: 365%

Bajaj Finserv

Bajaj Finserv is one of the most prominent brands in personal financing. It is present in the country for over a decade and has the best range of offerings. Bajaj Finserv is one of the best loan apps in India. People can use their zero-interest EMI cards to finance their purchases.

Minimum Loan: 30000/-

Maximum Loan: Twenty Five Lakh


HomeCredit is the oldest money-lending app in India. This company has a presence in over ten countries in Asia and Europe. The loan app works to provide you with the required loan amount to help you fix your financial woes like education loans or medical emergencies etc. It is founded in the year 2011. It provides a loan amount of up to two lakhs and allows you to repay it in easy EMI within a period of 6 months to 51 months.

Minimum Loan: 10000/-

Maximum Loan: Rs. 240000


FlexSalary is an immediate loan app in India that has been designed for salaried people. This online loan disposition platform is an excellent facilitator for salaried people who want instant money during times of crisis. It has instant and offers its borrowers the choice to access their credit anytime.

Minimum Loan: 4000/-

Maximum Loan: Two Lakh

PayMe India

PayMe is a fin-tech company that gives short-term loans to company workers who require instant money. They supply short-term loans, instant payday loans, marriage loans, and advance regular payment loans to salaried company workers at low-interest rates to assist them to meet their financial desires. Their loan application process takes entirely through the app. The lending process is reliable and quick.

Minimum Loan: 2000/-

Maximum Loan: Two Lakh

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